1. General Information

This website (personalresilienceindicator.com) is operated and maintained by Mind Matters Ltd. (referred to hereafter with the terms “company”, “we”, “us” and “our”). Mind Matters Ltd. is registered in Malta with the company registration number C 87007. Our registered office address is Centris Business Gateway (Level 2, Triq Is-Salib Tal-Imriehel, Central Business District (Zone 3), Birkirkara CBD 3020 | Malta. Our email address is hello@personalresilienceindicator.com.

Mind Matters Ltd. provides business consulting and coaching services (referred to hereafter as “service”) in the form of face-to-face, remote and online training sessions and the sale of online courses (referred to hereafter as “products”), which are available for purchase through the site.

By using the site or service as a guest or a registered user, you agree to the following Terms of Use, without modification, and acknowledge reading them. 

In addition, you agree to be bound by all applicable laws and regulations and agree that you are responsible for compliance with any applicable local laws. 

If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained on this website are protected by applicable copyright and trademark law. 

2. Use License

You have permission for temporary, non-exclusive use of the site. We reserve the right to withdraw or amend the content and the services we provide on our site at any time and without notice. We will not be liable if for any reason our site is unavailable at any time or for any period.

This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify, copy, duplicate, create derivative works from, frame, record, download or distribute all or any part of the site.
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial)
  • remove any copyright or other proprietary notations from the materials
  • make the site and/ or any documents or online resources (including downloadable materials) on the site available to any third person
  • mirror the materials on any other server
  • republish all or any part of the site

You acknowledge that violating any of these restrictions constitutes a violation of law. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Company at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format. 

You are responsible for configuring your computer and software to access the site content including downloadable files when purchasing or using our services and products. We do not warrant that the way we deliver data to you is compatible with your software or configuration of your computer, tablet or mobile device. 

You must treat all identification codes, passwords and other information you obtain from the use of the site as confidential. We reserve the right to disable any of such information (including passwords and identification code), if we believe that you have failed to keep this information confidential.

We do not share your details with third parties, and we follow our Privacy Policy in handling information about you. By using the site, you agree to us handling this information and confirm that the data you provide is accurate. 

Our site uses cookies. Please refer to our Cookie Policy for details.

3. Confidentiality

Any and all your information and data of a confidential nature, including, but not limited to any company, project, know-how and process information (hereinafter referred to as “confidential information”), shall be treated by us in the strictest confidence and not disclosed to third parties or used by us for any purpose other than for providing you with the services specified in the Client or Course Agreement without your express written consent, other than to comply with law. 

Confidential information shall not include any information which 

  • becomes available to the public through no breach of confidentiality by us
  • was in our possession prior to receipt from the disclosure, 
  • is received by us independently from a third party free to disclose such information, or 
  • is independently developed by us without use of your confidential information.

You agree not to disclose, reveal or make use of any confidential information or any transactions, during discussions, inside our social media groups or otherwise. Confidential information shall not include information rightfully obtained from a third party. You will keep confidential information in strictest confidence and shall use the best efforts to safeguard the confidential information and to protect it against disclosure, misuse, loss and theft. 

You shall, during and after the use of our services and products refrain from making any statements or comments of a defamatory or disparaging nature to any third party regarding the company, or any of the company’s officers, directors, employees, personnel, agents, policies, services or products, other than to comply with law. 

You agree that if you violate or display any likelihood of violating this paragraph 3 the company will be entitled to injunctive relief to prohibit any such confidentiality violations to protect against the harm of such violations. 

4. Disclaimer

The materials on this site are provided 'as is'. The company makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, the company does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its site or otherwise relating to such materials or on any sites linked to this site. 

5. Intellectual Property

We are the owner or licensee of all intellectual property rights in the site in all of the material hosted on the site including any databases that hold relevant information about the site. They are protected by copyright or trademark registration and you may only use any such material and the documents in line with these terms and this paragraph specifically. If you do not use the materials in line with these terms and this paragraph specifically, you lose your right to use our site and must destroy or return any copies of documents you have made of it or any part of it. We reserve all our rights conferred to us by law to remedy any such breach. 

6. Limitations

In no event shall the company be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the site, even if the company or an authorized of the company has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you. 

We do not guarantee the accuracy of the material on our site and you bear the responsibility for the way you use its content.

We shall not be liable to you for any indirect, special or consequential loss or damage, including loss of profit, goodwill, savings or contract.

We exclude, as far as legally possible, all terms and warranties or promises implied by law or by statutes.

7. Revisions and Errata

The materials appearing on the site may include technical, typographical, or photographic errors. The company does not warrant that any of the materials on its site are accurate, complete, or current. The company may make changes to the materials contained on its site at any time without notice. The company does not, however, make any commitment to update the materials. 

8. Links

You may link to our home page, provided you have obtained our prior written consent and provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you.

The company has not reviewed all of the websites linked to its site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by the company of the site. It is form information only. Use of any such linked sites is at your own risk. 

9. Viruses, hacking and other offences

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

10. Variations

The company may revise these Terms of Use for its site at any time without notice. By using this site, you are agreeing to be bound by the then current version of these Terms of Use. 

11. Jurisdiction and Applicable Law

Any claim relating to the site shall be governed by the laws of the company's home jurisdiction (Malta) without regard to its conflict of law provisions. 

If any part of these terms and conditions is held to be invalid or unenforceable, the remaining terms and conditions will continue in full force and effect.